Why are visitors getting "Payment Error: (230) - The authorization request was approved by the issuing bank but declined by CyberSource because it did not pass the card verification check"?

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If visitors are getting the following error message when attempting to make a payment with the CyberSource payment processor enabled for your site, there is an issue with the CV code they are using:

Payment Error: (230) - The authorization request was approved by the issuing bank but declined by CyberSource because it did not pass the card verification check

Visitors should confirm their CV code and try again.

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